Terms of Service

Last updated: 11/15/2025

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

Use License

Permission is granted to temporarily use the tools and calculators on this website for personal, non-commercial use only. This is the grant of a license, not a transfer of title.

Disclaimer

The tools and calculators on this website are provided "as is" without any warranties, expressed or implied. We do not guarantee the accuracy, completeness, or usefulness of any information provided.

Important: The financial and health calculators are for informational purposes only and should not be used as a substitute for professional advice. Always consult with qualified professionals for financial, medical, or legal matters.

Limitations

In no event shall we be liable for any damages arising out of the use or inability to use the tools on this website, even if we have been notified of the possibility of such damage.

Accuracy of Information

While we strive to provide accurate calculations, we make no representations or warranties about the accuracy, reliability, or completeness of the information provided. Use at your own risk.

Modifications

We reserve the right to modify or discontinue any tool or service at any time without notice. We shall not be liable to you or any third party for any modification or discontinuation.

Contact Information

If you have any questions about these Terms of Service, please contact us through our website.